Wind mitigation is an inspection that can help reduce the cost of your homeowners insurance. Florida Statue 627.0629 states that, “a rate filing for residential property insurance must include actuarially reasonable discounts, credits, or other rate differentials, or appropriate reductions in deductibles, for properties on which fixtures or construction techniques demonstrated to reduce the amount of loss in a windstorm have been installed or implemented.”

   The statue essentially created a law that allows homeowners to receive a discount on their insurance policy if certain criteria are met. Their home must be examined by a certified home wind inspector in order to qualify for the discounts. In-Depth Home Inspection Services offers information on what wind mitigation features should be on a home to maximize savings...